This type of insurance is also referred to as “Home Owners” insurance. Under this policy of insurance, the client may wish to insure the Contents of his home(s), Car and other vehicles, Personal effects, Specified items as well as the home (buildings).

Often the buildings form part of insurance through the bond holder but the client has the right to place this insurance with any insurer and his/her bond holder may not make it a condition of business that the cover must be placed with the bond holder.

Vehicles may be insured on:

Comprehensive basis – any accident damage, theft or break-in as well as damages caused to other parties and their property;

Third Party, Fire and Theft – here claims will be entertained for certain specified damage to your vehicle as well as damages caused to other parties and their property. You may not claim for accident damage to your vehicle.

Third Party only – Here you may only claim for the damages you caused to other parties and their property.

Rates do differ on the above types of insurance. A detailed application is required. Telephonic and electronic quotes can be requested by calling our 24/7 number 0861KIB247.

Various documents are available for download under Forms Factory